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Health insurance, medical services and doctors

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Health insurance

You and any family members travelling with you will need adequate health insurance for the whole of your stay as a visiting researcher.

Your research stay in Bonn at our institute is based on our fellowship or financed privately, so you are not subject to statutory social insurance. Nevertheless, in any case you are required to have sufficient health insurance coverage - preferably - with a full assumption of costs for any medical assistance.

If you require a visa to enter Germany, you will be asked, when you apply at the German agency abroad, for appropriate, adequate health insurance and return travel to your home country for medical reasons.

The Max Planck Society has arranged framework contracts with private health insurers, which are set up especially for the needs of visiting researchers/grantees. Some of the health insurance arrangements also contain private liability insurance.

Please check before you travel to Germany whether your current health insurance is appropriate for the period of your residence as a visiting researcher in Germany. If you do not have adequate health insurance, please contact the Institute's personnel administration (Mrs. Silke Nimé).

If you (and your family) have voluntary or mandatory insurance in your own EU country, you can claim health services in the EU country abroad and be reimbursed the costs by your medical insurance company in your own country.

However, if you claim hospital services, you must obtain prior approval from your medical insurance company. This may only be refused if the same treatment or treatment that is just as effective for the insured person based on the general level of medical knowledge can be provided in time at a hospital in your own country.

To facilitate treatment during your stay as a visiting researcher, your legal medical insurance company is obliged to issue you with a European health insurance card.

The European health insurance card, however, has limited validity:

  • only for temporary residence abroad,
  • only for necessary medical services,
  • not for specific journeys for treatment abroad and
  • not for costs of return travel due to illness.

   We recommend strongly that you also take out insurance in addition to cover these costs.

The European health insurance card

Please find more information about the EU health insurance.

Medical services and doctors

You can find addresses of doctors and hospitals through the Bonn City Council health portal.

 

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